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All Types of Mortgages To get a mortgage, you need: money, credit and a loan officer. First, money. You need documented income: pay stubs, w-2s, and tax returns or some steady income such as disability pay. Then, a bank account with money for your down payment. Second, credit. You don’t need excellent credit, you just can’t have really bad credit. This means a 580 score (although you can go down to 500), and nothing bad recently. Unless you want to pay 20-30%. Not too many late payments or car repossession in the last year; no bankruptcy in the last 2 years, no foreclosure-short sale in the last 3 years. You have to pay off any tax liens or court judgment before you can close a loan. And, you need to be current on your student loans. Third, a loan officer. A loan officer figures this process for you. I am a licensed Florida Loan Officer and have helped many homebuyers who thought they never would own a home. If you have poor credit and no money, I still may be able to help. I cannot promise you a mortgage. I can promise that - If there is a mortgage that meets your situation, I will find it.
- That you will know where your stand.
- And, you will always be able to reach me.
Here is the list of some of the most popular loan programs: - FHA: credit score to 580, 3.5% down
- FHA: credit score to 500, for 10% down.
- Conventional: credit score to 620, 3% down if First Time Homebuyer
- USDA: credit score to 580, 0% down
- VA: credit score to 500, 0% down
- Jumbos: credit score to 600, 20%-25% down
- Jumbos: 95% LTV if above 720 FICO
To find out if you are qualified, call me at 800-991-3268, email me or go to my site and fill out an application. You can visit me at www.ChrisLuis.com Chris Luis, Florida Mortgage Loan Officer, State of Florida Loan Officer License #22963, Nationwide Mortgage Licensing (NMLS) #888571. CLuisMortgages, LLC | Florida Broker License # MBR1575 | NMLS #1159714 Minimum $75,000 Florida only. I work with federal and Florida licensed banks.
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(941) 219-4381
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New York City, NY
Posted on: January 30
Company Name - Woloshen & Herman C.P.A.Address - 29 West 15th Street Suite 1, New York, NY, 10011, USAPhone No. - 212-843-3486Company Email Id - rawcpa@usa.netWebsite Url - http://www.rawcpa.com/Description - Woloshen & Herman C.P.A. provides accounting and tax preparation services for individual and small businesses in Manhattan and New York City. Call us at 212-843-3486....
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Santa Clara, CA
Posted on: January 30
An auto title loans are typically utilized by those that wish to obtain a funding with bad credit rating or no credit in any way. An auto-mobile title lending frequently called a vehicle title lending or merely title funding as well as pink slip funding’s. You merely should have a vehicle that is paid off or nearly paid off and also you could make use of the auto title as security to obtain ...
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Phoenix, AZ
Posted on: January 31
Our mission is to Prioritize LIFE for every family in order to meet their needs, protect their future, and secure their dreams by offering auto insurance, homeowners insurance, life insurance, renters insurance and financial services. All your insurance needs under one roof. Combine and save. Let's talk.. There when things go wrong. Here to help right....
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New York City, NY
Posted on: January 31
You’ve got an amazing business idea. You’ve found the ideal business partners. You’ve fleshed out a detailed business plan. All you need is the money to get your start-up off the ground.It can be intimidating to find investors. Even the most talented entrepreneurs should expect many potential investors to pass on funding their start-up. Thus, it’s important to pursue every...
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New York City, NY
Posted on: February 2
Consolidations, personal loans. You can also use equity in your property to settle debt review, finance home improvements and business. Finance moveable assets as security. Email:samuelprince562@gmail.com or whatsapp me on +1 502-205-4382...
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- Electronic Scams
- Home-based jobs
- Fake Rentals
- Bad Buyers
- Non-Existent Merchandise
- Secondhand Items
- More...
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- When selling, do not put your home address in your ad.
- To avoid scams, buy and sell with people you can meet locally, in person.
- When meeting with someone you don't know, meet in a public place. If that's not possible, have a buddy with you. Also, carry a cell phone; if you feel unsafe, you can call a trusted friend, and stay on the line.
- Never give out financial or private information like account numbers, PayPal login, or social security number.
- If an offer sounds too good to be true, it is. Walk away!
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